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➤ I heard we will only receive 80% of our benefits when we retire. 

  • This is not correct. The retirement plan has always paid and will continue to pay 100% of the benefit promise to its retirees.
  • The 80% may be a reference to the current (2017) funding status (81.2%) of the plan. What that number means is if the plan had to meet all of its retirement promises today, it would fall short of that promise. But, of course, no pension plan works that way.
  • With the existing funding surcharge and the move to sustainable income benefits, the funding status is projected to be 100% by 2027
  • Preliminary numbers for 2018 show the funding status already improving.

Did You Know?

Carpenters skills and training go beyond the job site.

The Journeyman Leadership Program is a three day program geared towards developing the strong qualities of members on the job and in their lives – leadership, communication, mentoring and collective action. Members learn where the UBC came from and where its headed, and, importantly, how to lead it. Learn More

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